The Marginal Cost of Funds-Based Lending Rate (MCLR) serves as the minimum interest rate that HDFC Bank must charge for its ...

Even as deposit rates at the State Bank of India (SBI) have likely peaked, SBI Chairman CS Setty anticipates a modest ...

SBI chairman anticipates RBI will cut interest rates in February 2025. Depositors can expect current interest rates to remain ...

Even if the Reserve Bank of India cuts repo rate, the impact on NIM should be negligible due to the recent hike in MCLR by ...

SBI Chairman C.S. Setty predicts the Reserve Bank of India will hold off on cutting interest rates until February 2025, ...

This slowdown is especially concerning for the personal loans segment, which has a direct link to consumer spending in urban ...

The recent slowdown in the bank credit growth especially in the personal loans is likely to impact the consumption in the ...

Indian lenders are bracing for another wave of defaults in their microfinance portfolios in the second half of the fiscal year after the banking regulator recently further tightened rules for such ...

Mortgage rates, in particular, surged last year to their highest level since 2000 but have since come down alongside ...

Here’s how the central bank’s interest rate moves influence car loans, credit cards, mortgages, savings and student loans.

Find out how the Federal Reserve’s decision will impact all aspects of borrowing and spending ...